LIC's Mediclaim plan - Jeevan Arogya 903

Jeevan Arogya is a unique non ULIP Health Insurance plan which provides health insurance cover against certain specified health risks and provides you with timely support incase of medical emergencies and helps you and your family remain financially independent in difficult times.

A non unit linked health plan offering health cover up to 80 years.

Single Health policy for self, Wife, children, parents and parents-in-law.

Existing medi-claim policy holders can take this policy and claim according to their elegiblility.

Premium paid will be eligible for Tax exemption under section 80D up to 15,000/- (Rs. 30,000/- if parents are covered).

Valuable financial protection in case of hospitalisation, surgery etc.,

Increasing Health cover every year,

Lumpsum benefit irrespective of actual medical costs,

No claim benefit

Flexible premium payment options

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LIC launches new health insurance plan - Jeevan Arogya

LIC’s Jeevan Arogya gives you

• Valuable financial protection in case of hospitalisation, surgery etc
• Increasing Health cover every year
• Lump sum benefit irrespective of actual medical costs
• No claim benefit
• Flexible benefit limit to choose from
• Flexible premium payment options

Benefits Under Jeevan Arogya

• Hospital cash benefit (HCB)
• Major Surgical Benefit (MSB)
• Day Care Procedure Benefit
• Other Surgical Benefit

Other Optional benefits(PWB)

• Death Benefit:

No death benefit unless TA Rider benefit is opted for

• On death of the Principal Insured(PI)

1. Surviving Insured Spouse will become PI, if already option given at the beginning of contract
2. If the Insured Spouse had predeceased the PI, Then the other Insured will have the option to take new policy on following conditions

• The new policy will be issued without any underwriting if the new policy is bought within 90 days of the termination of the existing policy
• The maximum entry age will not apply for the new policy
• The outstanding Waiting periods and outstanding period of any Exclusion will however apply under the new policy
• Other terms and conditions including premium rates will be as applicable for the new policy
  
  
• Maturity Benefit: No benefits are payable at the end of the cover period

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Health Insurance plan must take care

Health Insurance plan must take care……

• Daily Expenses in Hospital
• Surgical Expenses
• Out Patient expenses
• All expenses in and out of Hospital
• Waiver of premium during stay at Hospital
• Risk Coverage in case of any exigencies

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