- Valuable financial protection in case of hospitalisation, surgery etc
- Increasing Health cover every year
- Lump sum benefit irrespective of actual medical costs
- No claim benefit
- Flexible benefit limit to choose from
- Flexible premium payment options
Benefits Under Jeevan Arogya
- Hospital cash benefit (HCB)
- Major Surgical Benefit (MSB)
- Day Care Procedure Benefit
- Other Surgical Benefit
- Death Benefit:
- On death of the Principal Insured(PI)
- Surviving Insured Spouse will become PI, if already option given at the beginning of contract
- If the Insured Spouse had predeceased the PI, Then the other Insured will have the option to take new policy on following conditions
- The new policy will be issued without any underwriting if the new policy is bought within 90 days of the termination of the existing policy
- The maximum entry age will not apply for the new policy
- The outstanding Waiting periods and outstanding period of any Exclusion will however apply under the new policy
- Other terms and conditions including premium rates will be as applicable for the new policy
- Maturity Benefit: No benefits are payable at the end of the cover period
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