Individual or personal accident insurance

This insurance policy can be opted by an individual. Generally, this policy covers spouse and children. However, several activities are banned under this policy such as adventurous sports.

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Accident Insurance Companies in India

Various Accident Insurance

There are a number of insurance companies in India that offer accident insurance:

• Axis Bank – Safe Guard


• Bajaj Allianz – Accident & Injuries Cover


• HSBC – MahaRaksha Personal Injury Policy


• Tata AIG General Insurance – Accident Guard


• The New India Assurance Co. – Accident Covering Policy


• United India Insurance – Accident Guard


• National Insurance Co. Ltd. – NRI Accident Policy / Personal Accident Policy / Traffic Accident Policy


• Royal Sundaram Alliance Insurance Co. Ltd.


• IFFCO TOKIO General Insurance Co. Ltd.


• Star Health & Allied Insurance Co. Ltd.


• The Oriental Insurance Co. Ltd.


• Reliance General Insurance Co. Ltd.


• HDFC ERGO General Insurance – Hospital Cash

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How to Claim Accident Insurance

Claim Accident Insurance?

In order to claim, one needs to file a claim first. Following documents may be required:

• FIR of accident


• Doctor's prescription


• Diagnosis reports


• Hospital discharge card/report


• Disability certificate (if any)


• Death certificate (in case of death)

Once you file a claim, the surveyor of the company will analyze the documents and prepare a report on the same. On the basis of the surveyor's report, your claim would be processed.

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